Kav Haribis

KBRS had searched the globe to bring you the proper guidelines to the Kashruth status of Financial Institutions

The Kosher Bank Directory is based on the opinions of Harav Yisroel Belsky Zatzal and YBL”T Harav Moshe Shternbuch Shlita and Harav Ari Marberger Shlita and Other Rabbonim who are experts in the Field, and what seems to be to be common custom in many Kehilos in the United States .

Disclaimer- the meaning of Jewish or  not Jewish, is not based on the actual fact of if one is Jewish or not, but it’s based on what we feel how halacha holds we should view the situation.  

Disclaimer: Information on entities not certified by the Kav Haribis is provided only as general information, which may be incomplete or outdated. No warranty expressed or implied is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of this information. Users of this website are responsible for independently verifying any and all information. 

Don’t see what you’re looking for?

Have info on any bank or lender that may be useful?

Mehudar

No Jewish CEO or Board Member.

Kosher

No Jewish shareholder who seems to have any opinion based on his stock ownership

Kosher Only With Iska

Permitted only with a valid heter iska

Questionable

We have the info but there is a point that needs clarification.

Not Kosher

Halachically problematic.

Lack of Information

Insufficient data to make a determination

November 23, 2025

1st Colonial Bank. Public Bank: 1st Colonial Bancorp, Inc. (FCOB) OTCPK

First colonial bank and first colonial community bank have the same ownership. the kashruth status is based on כמה דאפשר לברורי מבררינן

December 17, 2025

AFFINIUS CAPITAL

VERY IMPORTANT. ALTHOUGH THE OWNERSHIP OF THE FUND IS PROBLOMATIC, MANY TIPES THEY ARE NOT LENDING THERE OWN MONEY, WHICH WOULD MAKE IT PERMITTED IN MANY CASES.

November 21, 2025

Affirm (a very popular buy now pay later service)

For those who are looking to be stringent. they should show the Heter Iska to a ribis Expert, and make sure the interest rate works out for them.

January 18, 2026

American Financial Resources (AFR/eLEND)

we cant say its 100 percent no good, however it seems to be no good.

November 19, 2025

Arbor Realty Trust, Inc.

Make sure to ask for the heter iska Rabbi Marberger wrote for them, and show it to a ribis expert to make sure it wasn't played around this.

November 16, 2025

Axos Bank

The yidishe ownerships doesn't seem to reach the threshold that would make an issue

November 20, 2025

Bank Otsar Ha-hayal (an Israeli Bank) בנק אוצר החייל

Heter Iska from בד"ץ עדה החרדית

February 3, 2026

Bankwell Bank

They may offer a HETER ISKA so you can try asking them for one, and make sure its a good Herer Iska

February 9, 2026

Berkshire Bank (NY) Private Bank

if they claim they have a HETER ISKA make sure to show it to a Rabbi to verify its OK

February 8, 2026

Blackstone. Public Company (BX)

unless they are acting as a broker with non of their funds, its an issue

February 10, 2026

Brilliant Bank Brilliant.bank

see report הגם שמדינא נראה דמותר איו זה דבר ברור

November 18, 2025

Carter Bank & Trust (now known as Carter Bank) Public Bank: Carter Bankshares, Inc. (CARE)

February 15, 2026

Constructive Loans, LLC d/b/a Constructive Capital. owned by Adamas Trust, Inc. (formerly known as New York Mortgage Trust, Inc. or NYMT)

they may offer heter iskas for certain loans. you must verify that your loan has heter Iska and its a good one.

November 18, 2025

CREDIT UNIONS (ALL OF THEM)

any credit unions that has any other Jewish member besides the borrower, can create a serious ribis issue according to many poskim. In case of great need one should consult with a rabbi what to do.

February 8, 2026

CV3 Financial Services (private lender)

as of now its Ok, one does not need to worry that t maybe an issue

November 17, 2025

Eastern savings bank (Baltimore)

seems to have yiddishe ownership, and has some type of heter iska,

November 17, 2025

Emerald Creek Capital

seems to be a serious issue, unless the money they are lending is not their money.

November 12, 2025

Faropoint (a bridge lender)

Must Make sure that You ask them for an approved Heter Iska and verify it by your Rabbi

November 10, 2025

First commerce Bank

has a Heter Iska from the bais din of Harav Shlomo Miller Shlita כללי ופרטי

January 25, 2026

Freedom Bank (NJ). Freedom Bancorp, Inc. Community Bank Bergen & Hudson Counties NJ.

This is Not freedom mortgage that is an issue.

January 6, 2026

Hanover Capital (this is NOT the same lender as Hanover Community Bank)

The heter iska they used, although its technically Ok (there is some questionable lines that can be justified), but it needs improvment, and one may end up woth issues without proper guidance, please reach out to thr bais horaah for info

November 19, 2025

ICE capital group

There maybe some minor issues with the heter iska consult with your ribis expert.

November 20, 2025

Israel discount Bank בנק דיסקונט (an Israeli Bank)

Heter Iska from בד"ץ עדה החרדית

January 25, 2026

Lead Bank

it seems to be no good. it would be great if someone can sponsor a family tree for this bank for clarification. although they lend via affirm it seems that Affirms HETER ISKA will cover those loans that are done via Affirm.

November 11, 2025

Loan Mountain Investments LLC

(This is a separate unrelated company to New Mountain Capital)

December 28, 2025

MassMutual life insurance

its structured like a mutual bank which has the status of a credit union.

December 9, 2025

Onity Group Inc. (formerly Ocwen Financial Corp.) is a publicly traded company on the New York Stock Exchange (NYSE: ONIT),

needs more research. see docs.

January 30, 2026

Orevi Capital: Private Money Lender

He maybe willing to write a heter iska, in some cases.

January 20, 2026

Paramount Residential Mortgage Group, Inc. (PRMG) 

needs a sponsor for $175 to get a genealogist report for clarification.

December 9, 2025

PHH

its owned by Onity Group Inc. (formerly Ocwen Financial Corp.) is a publicly traded company on the New York Stock Exchange (NYSE: ONIT). needs more research.

November 18, 2025

Preferred Bank Public Bank (PFBC)

there are a few banks with this name. this is the statue of the bank with this symbol PFBC

December 25, 2025

Renovo

has a heter iska that is pretty good, but just one line MUST be fixed up. also they are only offering it to new loans, but if you didn't ask for it originally or they purchased a loan they are not willing to write one.

February 22, 2026

Rithm Capital Corp. (NYSE: RITM)

Has a KFI heter Iska, but is not needed according to our standards. but its definitely a plus to use it.

January 7, 2026

Rocket Mortgage

The Heter Iska written By Harav Yisroel Reisman Shlita, and although its not shown publicly, but its held by Garry torgo of Detroit, the chairman of the board of Huntington Bank, who it seems that will act as a mediator regarding the heter iska

December 17, 2025

ROSEDALE BK – https://rosedale.bank/about-us/

IS A MUTUAL BANK WHOSE STATUS MANY TIMES IS SIMILAR TO A CREDIT UNION

January 23, 2026

RWC Lending

Although the ownership is problematic. however based on the way they fund their loans, it maybe OK, its important to find out the structure of the funding and reach out to us to make sure its Ok.

February 3, 2026

Spreo Capital (there are other lenders with similar names, make sure not to confuse them)

Basic research seems to yield that they are writing contracts under their name, and its not done in a Table funding format. needs more verification

January 8, 2026

TREVIAN CAPITAL

Although its no good, there are cases that he just act as a broker for other lenders, which would be permitted. (as long as the loan docs clearly state that he is not the lender).

November 20, 2025

Union Bank איגוד בנק (an Israeli Bank, don’t confuse it with an American bank)

The Union Bank of Israel, Ltd. (Hebrew: בנק אגוד לישראל); TASE: UNON), more widely known by its Hebrew name, Bank Igud, is the sixth largest Israeli bank, with thirty branches spread around the Heter Iska from רבנות ירושלים – הרב עמר

November 20, 2025

Unity Bank. Unity Bancorp, Inc.

A serious ribis concern, has a Lakewood branch on the 70

December 15, 2025

Webster Bank

THIS IS NOT THE SAME AS Webster First Credit Union WHICH IS PROBLEMATIC

November 17, 2025

WSFS Public Bank

CEO is problematic, but its bellow the threshold to be an issue